asa naton ang suga kag himuon ang tanan agud indi mapatay ang suga sa pagbulig! We believe that with the right partner and credit assistance, the farmer-partners’ potential for growth and development is higher! Kudos Hublag! Appreciate the support of OPA Mam Sylvia and Mr Perez and our organic suppliers JMC and Vigor

icrofinance services, we not only raise awareness about climate change but also take tangible steps to mitigate its impact by planting mangrove seedlings in Barangay Agojo in Roxas, Capiz 🌱and in Barangay San Manuel in Puerto Princesa, Palawan 🎏🎣 . We believe that no matter how small we are, this can inspire others to do the same. - Indeed another milestone achievement!🌿and …we will be back!!🤣

look back to our efforts in creating market access to our small fisherfolks for a sustainable livelihood through partnerships. We never thought we have delivered almost 10 tons of chilled fish to Manila. This trust to serve led us to another partner, Agro-Digital who opened an opportunity for us to deliver to Marriott Hotel in Iloilo. Thank you for the patience and the shared desire that no small amount of passion can stop us from serving….the Hublag way!

e with gratitude and joy as .. 50 knapsack sprayers were given to our outstanding partners during the Annual Outstanding Partner's Awards on December 14, 2023. The knapsack sprayers were bought from the proceeds from the concert we organized last May: “Harana sa Mangunguma” Never doubt that a small group of committed citizens can change the lives of people… we can not change everything in life, but we can change the way we do…

GRF Hublag for supporting them!👏👏👏

onsible Seafood Sourcing movement as an Enabler. Kudos to GRF Hublag MIcrofinance Foundation..Let us keep up the good work!!

ent organization engaged in the detection, control, and treatment of tuberculosis in the Philippines since 1910. A Memorandum of Understanding was signed last July 6 with PTSI Medical Director, Dr. Mariquita Mantalaon and Director Milet, the Engagement Director in Roxas, Capiz . Kim Reyes, Managing Director of GRF Hublag accepts a stamp collection of PSTI paintings/seals as their gift for their gratitude in supporting their advocacy in raising awareness about tuberculosis, the importance of getting tested and adhering to treatment for all GRF Hublag partners and family.

rship strategy with all of its value chain partners to ensure the sustainability of the livelihood of all its partners: • Oyster Project Partnership with Crystal Bay as the buyer of all oysters based on agreed standards. • Mussel Project Partnership with UP Visayas and Lorenzana Patis. UP Visayas has identified mussel farmers who will produce “Low salt-fermented mussel sauce" for Lorenzana Patis • Zero Rice Waste Project Partnership with Ebangz Mushroom as the buyer of mushroom fruit bags produced by rice farmers from rice straw. • Hito Project Partnership with Tateh Feeds company which provides free training to all hito farmers on proper production process for higher hito yield and improved production costs.

a cause: “Harana Para Sa Mangunguma”. The distribution of knapsack sprayers will be part of our awarding of Outstanding Partners in December 2023. We look forward to your continued support in the future.

on May 14 at 3 pm at GRF Convention Center

d and resilient amidst the changing weather conditions that affect the productivity of their harvest. We introduced the farming of Adlai, a relatively low-maintenance crop which makes it a source of sustainable livelihood for farmers. Last June 16-17, 2022, Adlai training was conducted in Tuburan and Dumarao with actual planting in the demo farm to introduce a resilient variety and a healthy rice alternative. GRF Hublag challenged the partners to shift to planting Adlai and offered to buy the unmilled grain at P40 per kilo. Adlai makes an ideal sustainable livelihood for farmers as it can survive under any type of climate condition, requires minimal irrigation as it can survive in slope areas and can benefit from rainfall, and requires minimal fertilizer. One corn farmer in Balasan took the challenge where Hublag provided free inputs. Kudos for the change!!

only. Contact Niña Sanchez: 09464912561 (Smart) 09278097810 (Globe)

ities and boost their yield. They also lack knowledge on how to optimize their inputs to ensure that they will get the best possible harvest with the least cost. Our farmers are still heavily dependent on inorganic fertilizers that are not only getting more expensive by the day but also reduce the structural stability of soil over time that leads to environmental problems and loss of biodiversity. GRF Hublag listened to our partner rice and corn farmers and we are responding to their needs by organizing a concert to raise funds for knapsack sprayers and organic fertilizers which will enable them to switch to a more sustainable method of farming. Join us for a night of beautiful music by Steven Paysu to celebrate and honor our partner farmers. Concert is on May 14, 5PM at the Gerry Roxas Foundation Convention Center, Dayao, Roxas, Capiz. Get your tickets now! Price starts at PHP 250 only. Contact Niña Sanchez: 09464912561 (Smart) 09278097810 (Globe)

with marketing plan for low salt fermented mussel sauce with Lorins Patis last Jan 19, 2023. Six (6) mussel associations from Cabugao, Bara, Agojo, Buntod, Ivisan , Cagay and Basiao attended the training. Actual shucking of mussels was conducted by the Cagay association members as part of the research sampling which will serve as a starting point for the partnership with the mussel farmers who will greatly benefit from the project. The training has been conducted by Ms Le Peralta and Dr Reynald Tan from UPV.

our 193 outstanding partners for the year at the GRF Convention Center Dayao, Roxas City. For 35 years, GRF Hublag has been giving recognition to Hublag farmers who have shown good payment performance. We would like to thank Mrs. Judy Roxas, Chairman of the Board and Board members, Ms Gloria Chavez, Mr. Boy Roxas and Ms Annie Villaruz for attending our event via Zoom; Ma'am Thea and Ma'am Sylvia dela Cruz and the branches’ Municipal Agricultural officers. 193 outstanding partners were awarded, 193 inspiring stories to tell. For every loan cycle, a story can be told. This activity has fueled our pursuit to create impact, despite the adversity. Their stories not only sum up our experiences and aspirations but also reflect the demands we have to face. KUDOS to GRF HUBLAG FAM!

g- term farm profitability” and decrease the use of off-farm resources such as fertilizers and pesticides to reduce the farmers’ health risks. This was attended by the Municipal Agriculture Officers (MAO) and 125 rice and corn farmers from Maayon and Dumarao. In collaboration with the MAOs and Dept. Agriculture Provincial Agriculturist/Provincial Agriculturist Rice Program Coordinator, Hublag rice and corn farmers can enjoy lower cost of organic fertilizers, by using BioN. This costs only P 100 per pack bringing down cost of farm inputs of farmers by 50%.

the Bureau of Fishery and Aquatic Resources (BFAR), provincial agriculturists and the local government of Capiz, existing oyster sites in Agojo, Buntod, Bara, Cagay and Kulahao were assessed to prepare them for BFAR accreditation and assured buyer, Crystal Bay

Training at GRF Dayao, Roxas City, conducted by Ms. Rodelin D. Malones. Partners and staff are able to learn skills in identifying necessary resources to make a business venture as well as how to manage the marketing, production, organization and financial aspects of it.

ge in Capiz State University’s Business Plan Pitching of CAPSULE Incubatees. The event also includes the MOA signing and the graduation of the incubatees held at El Circulo Convention Center. We look forward to seeing these products in our market.

ed to discuss ways to improve the production of Hito. Aqua farmers, specifically those who are focused on Hito farming has attended the event learn more about how they can increase their production and improve Hito yield.

c. along with OPA and DA province conducted training for Hublag Rice Farming partners (across 7 municipalities/branches) held at Gerry Roxas Convention Center, Dayao Roxas City. The training was conducted by Amefil Sagge, Assistant Provincial Agriculturist/Provincial Agriculturist Rice Program Coordinator. Below is a summary of the training by Mr. Fernie Fernandez of Hublag: Topics Covered: 1. The Philippine Agriculture Sector 2. Provincial Agriculture & Fisheries Profile 3. Provincial Rice Situationer 4. Climate Change and its Impacts to Agriculture 5. Climate Smart Agriculture – strategies and Interventions 6. Intervention to Mitigate Other Issues and project Capiz is the 3rd largest Rice producing province in region 6 with an area of 50,546.02 has. In which 13,608.47 has ( 27% ) is Irrigated, 34,288.52 has ( 68 %) rainfed and 2,64.03 ( 5 % ) is upland. The Top 5 RICE producing Municipalities of Capiz 1. Dumarao - 5,106 has. 2. Maayon - 4,485 has. 3. Tapaz - 4,461.10 has 4. Dao - 3,904 has. 5. Jamndan - 3,883.54 has Direct Impact of Climate Change • Increase frequency of weather extremes ( e.g. super typhoon , flood, droughts) • Changes in crop yields • Increase in pest and disease incidence • More invasive weed species • Salinization of irrigation water • Loss of less tolerant species • Loss of fertile coastal lands • More unpredictable farming conditions #grfhublag #hublagkamowithgrf #climatechange

or Filipinos’ diets as well as its potential of being a more profitable crop that can be planted alongside rice and corn to promote the long-term sustainability of partner farms as well as reduce reliance on expensive inorganic fertilizers and pesticides. Adlai or Job’s tears, contains twice the protein found in rice and possess beneficial health benefits that help mitigate the risks to develop diabetes and allergies. It is also a highly resilient crop which makes it a great alternative given the extreme conditions that the agriculture sector faces due to climate change. Our guest speaker, Mr. Dante de Lima, has shared his knowledge on best practices from seed selection, field preparation, cash flow management, planting of crops as well as the right timing for supplementary fertilizers. This move will enable our farmers to achieve higher profitability per area as this superfood is highly coveted by the health-conscious population. #GRFHublag #hublagkamowithgrf #AdlaiRice

ion, Inc. continue to work on programs that promote sustainable fishing across Capiz province. Hublag has committed to support responsible sourcing for the fishery sector by financing partners that adhere to BFAR’s standards and by extending support to marketing the products. Our partner oyster farmer associations will benefit through Hublag and Crystal Bay Oyster’s partnership which will ensures that partners have adequate financing, the right training to handle fresh seafood delivery, and access to market to ensure profitability.

eed to grow their business. Listen to this seasoned farmer’s view on agriculture and life in general. Video 1/2 #Hublag #hublagkamowithgrf